← All secondary claims · Ratings by condition
A secondary claim is a condition caused or worsened by one the VA has already service-connected. The causation fight is already half-won — the VA agreed your tinnitus came from service; the question is only whether it caused the insomnia. That's a medical question with a recognized answer.
The connection
Ask anyone with severe tinnitus what the worst part is and the answer is usually the quiet of bedtime — the ringing owns it. Sleep disruption from service-connected tinnitus is a recognized secondary pathway, and insomnia is rated under the mental-health formula, which runs far higher than tinnitus's own 10% cap.
How the VA rates insomnia
70% = deficiencies in MOST areas — incl. "difficulty in adapting to stressful circumstances (including work or a worklike setting)", impaired impulse control, suicidal ideation, inability to establish and maintain effective relationships · 50% = reduced reliability and productivity, panic attacks MORE than once a week, disturbances of motivation and mood · 30% = occasional decrease in work efficiency, panic weekly or less, chronic sleep impairment · 10% = symptoms controlled by continuous medication. THE SYMPTOM LISTS ARE EXAMPLES, NOT CHECKLISTS — the level of occupational and social impairment governs.
Full criteria and evidence guide: VA rating for ptsd / anxiety / depression.
What the claim needs — the three legs
- The anchor: service connection for the tinnitus (see how that condition is rated). Not connected yet? File it first — a secondary claim needs something to attach to.
- A current diagnosis of insomnia — the VA rates diagnosed conditions, not symptoms.
- The medical link. An opinion stating it is "at least as likely as not" that the tinnitus caused or aggravated the insomnia. The VA's own C&P examiner supplies this free in most cases; your own doctor can too. A paid independent opinion is the last resort, not the first move.
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